U K Insurance Limited will use your information and that of any other people named on your policy to assess your insurance application and the terms on which cover may be offered. We may exchange your information and that of others named on your policy with other insurers, reinsurers or other carefully selected third parties in order to manage your policy and offer you the best possible service. We will also obtain information about you and all other people named on your policy from credit reference agencies to check credit status and identity. The agencies record our enquiries but your credit standing will not be affected.